It is better, of course, to do everything possible to fix your credit history, but this is not done in one day or even in a week, it can take a lot of time. And I understand that you need money now. I recently read that money mart https://finanso.com/ca/moneymart/ gives out loans even to those who have a bad credit history. Try to contact them, maybe they will not refuse you a loan.
This reply was modified 2 weeks, 4 days ago by Moltow.